NEWSLETTERS

 

MORTGAGE FINANCE NEWS
1.	READING THE HOUSING MARKET -- After five straight record-setting years, the housing market faced a decline in 2006. Read this article to help understand how analysts project the housing market.
2.	THE CREDIT QUIZ -- What issues help or hurt our credit scores?
3.	THE IMPORTANCE OF GOOD CREDIT -- Read about how your credit affects the mortgage industry.
4.	APPRECIATION RATES NORMALIZE -- Double-digit home appreciation rates in recent years have kept some homebuyers out of the market. Good news for homebuyers is that these rates have begun to normalize.
5.	FICO UNDERGOES ADJUSTMENT -- How will FICO's scoring adjustments affect you?
6.	TAX BREAK ON PMI -- Deduct (perhaps a portion of) your monthly PMI payment for the tax year 2007.
7.	FIXED RATE LOANS -- 30 year fixed vs. 15 year fixed rate
8.	CREDIT SCORES STILL MISUNDERSTOOD -- It appears that the difficulties in the subprime mortgage market may have peaked. When looking back at a survey that was released last year, it is not hard to understand why some of these problems may have occurred.
9.	THE MARKET FOR 2008 -- Roughly six to eight months ago, the National Association of Realtors (NAR) projected a very modest turnaround in the real estate market by the third or fourth quarter of this year.